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Insurance Licensing Pennsylvania Producers Examination for Title Insurance Series 16-10 Sample Questions:

1. When a land owner uses his land as security for a loan, the encumbrance created is called

A) a mortgage.
B) an involuntary lien.
C) a promissory note.
D) a special security.

2. Which document is recorded in the recorder of deeds?

A) mechanic's lien
B) notice of lis pendens
C) civil judgment
D) realty transfer tax statement of value

3. Which of the following is NOT effective with a Quit Claim Deed?

A) Remove clouds on title.
B) Warranty of title.
C) Conveyance of title interest.
D) Stops grantor from asserting rights.

4. A purchaser on a real estate contract has what interest in the subject property?

A) vendee's interest
B) purchaser's interest
C) fee simple interest
D) equitable interest

5. According to the Fair Credit Reporting Act, an insurer needs to do all of the following, EXCEPT

A) inform the applicant about the scope of an investigation.
B) notify the applicant if an application is denied.
C) inform the applicant that an investigation is being conducted.
D) discuss any credit history inconsistencies with the applicant.

Solutions: