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Insurance Licensing Pennsylvania Producers Examination for Title Insurance Series 16-10 Sample Questions:

1. Title is vested in Bill and Monica. The deed says nothing as to how they are to hold title or as to their marital status. They are NOT married to each other. The presumption is that

A) they are tenants in common.
B) they are tenants by the entirety.
C) they are joint tenants with rights of survivorship.
D) the conveyance is void.

2. Karen has a life estate in the property. Upon her death, the property passes to

A) her spouse.
B) the remainderman.
C) the previous owner.
D) her heirs.

3. Title insurance NOT covering the insured for unpaid property taxes, which are NOT known at the time of closing, would be considered a

A) federal lien.
B) covenant.
C) standard exception.
D) judgment.

4. A real estate interest that passes at death by operation of law to the surviving title holder is known as

A) real estate contract interest.
B) joint tenancy.
C) tenancy in common.
D) fee simple estate.

5. To satisfy a mortgage of record, which of the following must be filed?

A) a payoff statement
B) a mortgage satisfaction
C) a certified copy of original mortgage
D) an original note

Solutions: